Protect Your Bank Account: How to Use Virtual Cards with AI Bots

Why is it dangerous to give your AI bot access to your primary credit card?

Bots can accidentally trigger surprise recurring charges or spend more than intended if they have a direct line to your main bank account.

Instead of handing over your "real" numbers, Chad recommends using a service like Privacy.com.

This acts as a "digital bridge" that sits in front of your real bank account to keep your personal info hidden.

How do virtual cards give you total control over your business subscriptions?

Virtual cards allow you to set strict spending limits and cancel a card instantly if you suspect any weird activity.

You can create a separate card for every service you use, such as one for AI tokens and another for your server bill.

This results in you being able to stop all billing with one click without having to fight a customer support team.

Can an AI bot manage these virtual cards for you safely?

Yes, by connecting OpenClaw only to the virtual card service, your bot can pay bills on demand without ever seeing your bank login.

The bot can generate daily reports on your charges.

This gives you a proactively managed business that stays within your budget while you focus on high-level growth.